Tuesday, March 5, 2013

Social Media - New Marketing Opportunities

Developing new media systems for well-established media companies will include creating a new social media presence whilst also maintaining traditional practices. This is especially true for online newspaper editions that will be refreshed significantly more often than the morning and afternoon edition, in addition to print magazines which are updated more frequently than one time weekly. In addition, network television broadcasting stations are now posting their programs - although often with shorter and different advertising on certain websites.

When it comes to marketing strategies for creating social media presence on sites such as Twitter, Facebook and Foursquare, there is really no singular new media solution. This is because incorporating or moving towards new media in most cases will involve many different technologies, skills and techniques. As an example, for a retailer who would like to expand his or her business online this move might require the posting of logos and branding utilized in print documents to the digital format; the creation of a online business website: a domain name; developing a company weblog as well as the approach to use Twitter and Facebook; development of online marketing campaigns and also possibly inclusions of videos to be published on YouTube.

These days, most people are taking advantage of the opportunities to boost their business on these networks including online communities like Twitter, LinkedIn or Facebook, because this is one of the most popular ways to carry out social media marketing. One of the main advantages of using these social media sites is that you will have an opportunity to reach a much larger audience.

Social Media - New Marketing Opportunities

Media marketers can also make use of social bookmarking websites, blogs, forums and rating or review websites. Additionally, this type of media promotion could be carried out through virtual 3D networks, news aggregators and social media sharing websites which allow users to swap music, videos and photographs.

Social Media - New Marketing Opportunities
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Monday, February 25, 2013

Social Stratification in America

Social stratification in American Society is not clearly defined or determined; nevertheless social scientist has developed a socio -economic stratification of the American society. Americans believe in a three class society: rich, poor and middle class and most Americans consider themselves as middle class. In reality the American society is more diverse and incongruent and there is an extensive difference among people. The basic determinants that make social class are wealth, education, income and occupation. Some sociologists have divided the American society in six distinct categories including: rich or the upper class, upper middle class, lower middle class, lower class and poor and under class.

It is believed that the people who belong to the same social class share the similar social positions, similar ways of thinking and life styles; others oppose this idea and believe that we cannot generalize characteristic of the people to one another. Social class creates a hierarchy and identity for the people of each class.

One of the indications of the social class in America is income in terms of either individual or household and is one of the most important indicators of social class. Those families who have two income earners are in a better position. Per capita income which means the amount of money allocated to each individual member is also anther important determinant in social stratification. It can be said the families who have fewer members are in a better position.

Social Stratification in America

Another indication in social stratification is education which has a relation with the occupation and income. Higher education itself needs money and paying tuition, so it is clear that most of the time the families who are better off can afford a better education for their children: they can pay for better schools and private schools, colleges and universities. As the result there is an interrelation between money and education.

One of the most prominent features of social class is culture: people of the same social class tend to have similar ways of behavior; though this behavior and culture is not some thing fix and changes with social mobility: people who move upward or downward in their social stratification will acquire the behavior of that social group. But there is diversity inside the same social group as well. One of the important terms in American culture and literature is the concept of "Class Ascendancy": based on this concept each successive generation will have a higher standard of living than its predecessors. Another important characteristic of American social class is achieved status rather than described statues; it means that regardless of his or her original statues, one can become rich and successful and climb the social ladder. But in reality this idealistic view can not be completely true: many people of color are still suffering the racial prejudices and as a result they can not have the proper education and a good occupation which is perhaps the most important class component. These people have lower income and the cycle will continue to the later generations. Despite the existing injustice and inequalities, America is considered land of opportunity, the land which its streets are paved with gold. Thought this belief is exaggerated, Americans have improved their economic situation with their hard working and persistence.

Social Stratification in America
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http://en.wikipedia.org/wiki/Social_class

Tuesday, February 19, 2013

Defamation of Character on Social Networking Sites

It seems as if hardly a week goes by without the traditional news media reporting another case of abuse, another case where a person's name or position in society has been abused in one form or another through a social media platform, through the publication of personal photographs or slanderous comments on their character, events in their lives. The Internet, and in particular social networking sites, have opened a new means for the less than scrupulous to take their personal vendettas, their prejudices and hatred to a new level in a very public manner. Where the news media once held sway, with usually carefully researched and well crafted stories backed up by clearance from a well schooled legal department, social networking sites now allow absolutely anyone with access to the Internet, with a personal opinion, to take anyone to task in almost any manner they wish.

Social networking sites, often with tens of millions of users logging in each day, have taken the place of the local reporter to bring events to a far wider audience. Citizen reporters, a loose term for anyone who writes about local or national events or who voices an opinion on current affairs, have taken the place of professionals in many spheres, and not always to advance the impartial and unbiased truth. They are generally untrained or have no background in the arts of writing and reporting but feel, having access to such a medium, capable of expounding their opinion on a wide range of subjects. These citizen reporters are often not bound by the press laws, or by personal levels of respect for the privacy of others and do not always have access to the full range of information, of facts, which a professional would have at his or her fingertips. Their work, unpaid and highly personal, is based exclusively on minor events or on the reporting of other media on a particular story or over a particular person, be it someone in the limelight through public office, their work or current events linked to their names. Sometimes it is based only on a single utterance, such as a short post on Twitter, on hearsay, on stories propounded by other citizen reporters, by other non-professionals.

Social networking sites, both the major players in a very wide field such as Facebook or Twitter and minor sites linked to local areas or professional and scholastic fields, have stormed the Internet in such a manner that almost everyone, especially in the Western world, has an account with one or more. Many if not all of the social networking sites allow anyone to sign up for their services without any form of background checks, often without payment, simply through the provision of an e-mail address and the completion of a short biography. Without background checks, without any form of verification that a person signing up for social media services is who they claim to be, social networking has become infested with a mass of faked accounts, with tens of thousands of non-existent people. At one stage in 2012, Facebook admitted that up to eighty-six million accounts on their platform are or may well be faked accounts; accounts created in another person's name or using a name other than that of the actual user. These accounts are used to promote products, opinions, to pass on information or links where the real user, hiding behind their invented name, has a vested interest in not being identified.

Defamation of Character on Social Networking Sites

With the freedom of the Internet, with the mass of social networking platforms available and the ease of signing up for one service or another, comes a new phenomenon: character assassination. The assumed anonymity of the Internet, the ability to create a character with a few mouse clicks and an uploaded photograph, has brought with it a freedom the original founders of this means of communication had never envisaged. With connections to the right people it is possible to create a story near enough to the truth to be believable and have it carried across many different accounts, through many different people so that, within a very short period of time, it gains a certain level of trust, a concrete base through repetition, an acceptance. Facts and background information are rarely checked or verified during this process of promulgation. A mouse click to copy, to share and an invented story can be passed across thousands of miles to an every widening range of people, added to and expanded with personal opinion, with personal prejudices.

A mild example of this trend was seen in mid 2012 when a relatively new Twitter account spread the story that the former British Prime Minister, Margaret Thatcher, had died. Within minutes the news of her death had been picked up by hundreds of other Twitter users and by some professional news services. The originating account had been set up, posted a number of seemingly harmless Tweets in order to gain credibility and followers, then changed its screen name to Sky News to add weight to the false information of Thatcher's death.

Other social networking sites have seen examples of less than harmless pranks played out for a mass public. Defamation of character, the besmirching of a person's name through false information, through interpretation of facts and events, through stalking and cyber bullying, has become an outlet for some less than scrupulous people. It ranges from stories at Middle or High School level of sexual impropriety through to accusations of corruption, infidelity and worse. The use of hacked, leaked and altered photographs has also become part and parcel of personal attacks against prominent personages, as well as against normal people of all ages.

For celebrities in the public eye, a personal photograph taken for private use which shows rather more skin, or even the intimate areas of their body, can suddenly find its way into public arena through hacking of cell phones, through unscrupulous friends or acquaintances. Stories attached to these images are often from people who have no connection either with the person concerned, nor any real knowledge of the events surrounding the taking of a photograph. The photographs used, intended for a private audience, for a lover or intimate partner, lower the prestige of a celebrity in the public eye, regardless of what other people outside the public gaze would do, and can often come back to haunt a person in later years. The black mark on their character remains, even when a story has been firmly refuted, proven as being untrue, firmly anchored in the minds of those who have witnessed it.

For private individuals, unused to the intense interest of the public sphere, this form of defamation can be life shattering. A fifteen year old High School student, for example, is not going to be able to react to published photographs or stories of an intimate nature in the same way that a celebrity, used to the limelight, to the press and with a back-up team of employees well schooled in such matters, can. Defamation of character can also, in such cases, lead to far more than brief embarrassment for anyone on the brink of adulthood. Intimate photographs taken in a moment of weakness or through the workings of someone claiming to be a friend can ruin a young woman's name, lead to harassment in school or the workplace, sexual advances and the creation of further stories which, in almost all cases, have nothing to do with the truth. It can result in someone being cut off from their family, becoming the center of unwanted attention both within their own circle and in the media. For an adolescent such adverse publicity can lead to loss of friends, to depression and, in the worst cases, to suicide.

Defamation of character is not limited exclusively to celebrities, to politicians, to people in the public eye. It can be used by anyone, almost always guaranteed anonymity through the Internet, against anyone. Character assassination can also be extended away from the direct target, to their family, to their work colleagues, to a wider circle of friends. It can be used against specific companies and specific products, against a political party or even against an entire country. Social networking sites, with the easy and immediate means of passing on information, of voicing an opinion and the almost unstoppable ability to create as many faked accounts as a person desires, are the new transporters for misinformation, for slander, for character assassination and, with the scope and breadth both of the Internet and of the means of entry to the Internet, is something almost impossible to either stem or to stop completely, regardless of which safety measures a social networking platform may claim to have in place.

The standard form for reporting abuse is to send a mail to an abuse department and request action against a specific party for a specific action. In the case of stolen or faked photographs, and all other images, it is necessary for the person lodging a complaint to prove that they are the legal owners of the image, that they hold copyright rights. For a snapshot taken using a cell phone and passed on to intimate friends, this can be an almost impossible task. When it comes to addressing other forms of abuse, such as written defamation of character, an abuse department is unlikely to be capable of taking any action unless the abuse falls within the terms of their Terms and Conditions of Use and, according to the country in which the social media site is based, breaks the law. Here, too, the proof of abuse must be provided by the abused person, they are required to prove themselves innocent and will be forced through many different legal hoops before any form of action is taken. During this time the stories will continue to exist, will continue to be passed on to others so that, within a very short space of time, it becomes impossible to either stop the original and all its various copies or to restrict the damage done.

The Internet, being an international medium, does not fall under any specific laws. A person writing in France, for example, is not subject to the same laws as a person writing in the United States. A person living in the United States and abused by someone living in France is not going to be able to use local laws against that person, only against the company providing the means of distribution, assuming that this company, the owners of the social networking site, as based and registered in the United States. The recent publication of photographs in Italian and French magazines of members of the British royal family is a prime example of how international defamation can operate. Here the company concerned, a publisher based in Italy with offices and assets in France, was able to publish photographs of an intimate nature as their registered base is outside of the United Kingdom. A legal action against further publication and for damages had to be taken in the respective countries where the publisher operates, and fell outside of the jurisdiction of British law and the British courts. For an ordinary person, defamed online by a foreigner living abroad, such an action is almost impossible.

Defamation of character for celebrities and people in the public eye is considered a part of the risks, the daily life, accepted by an individual when they decide to follow a specific career or enter the public arena. For someone outside of the public gaze, attending High School, a member of a local church, an ordinary person in a small town or city, such an attack on their person is not one of the normal risks associated with daily life. Constantly followed by press and photographers, a media star is more attuned to how they must react, what is acceptable in the public eye and what is not. They are well aware that, providing they have not done anything illegal or which offends against public sensibilities, that the media will, eventually, move on to new stories, other celebrities. Living within a quiet, familiar community, an ordinary person, regardless of their age, is not likely to be able to react to defamation, to faked and false stories, to personal attacks in the same manner. Often they will believe themselves cut off, with no one to talk to, no one they can turn to form help and advice.

A teenager, faced with the publication of intimate photographs designed for one specific and trusted person, will react in a completely different manner to an adult used to media attention. The community in which they live, their surroundings, family and friends, their school, college or workplace are far closer to them than the working environment of a professional, of a film star or politician. Any attacks addressed against them will be taken personally, will disturb far more than they would an adult with greater worldly experience. Here a defamation of character can take on a completely different mass.

Social networking sites are a collection of people linked one to another either by friendship, by profession or by interest. Many will never have actually met one another, may even live in completely different parts of the world and enjoy a living environment others have never experienced. Social networking sites can also be aimed at a specific area of a community, at a professional field or even a certain age group, at college students or school children. The reaction of online acquaintances to defamation in a professional forum is completely different to that within a site designed exclusively for High School students. Here the bulk of those linking one to another know each other personally, meet up with and talk to one another on an almost daily basis. Friendships extend beyond the virtual world of the Internet and into the intimate world of real life. The workings of defamation within this world, within a smaller community of people who know one another personally, is completely different. Any form of attack, on opinion, appearance or more intimate matters, is taken as a personal attack and, because of the nature of the platform, can be blown out of all proportion by the intervention of others.

Defamation of character here, in the social networking sites used by the younger generations, by those still attending school or college, extends beyond the virtual barriers of the Internet and confronts them in their daily lives. What may have seemed, to the originators, as a piece of harmless fun can often be taken by others as a statement of fact. In the case of intimate photography publication, it can bring a label which is not only difficult to shake off but also likely to stick for many years to come. The defamation moves away from the social networking site, away from the Internet and into the real, daily lives of the individuals involved. The individual subjected to defamation, to the publication of intimate photographs or details of their private lives, is confronted with something they cannot simply delete in a world they cannot switch off at the mains. For many this defamation, this revealing of their private and intimate lives is far more than they are capable of handling. They witness the expansion of an original, online accusation into the vitriolic hatred of real life people they are confronted with every day, people who, through connections linked by other connections on the Internet, have possibly no other association with them other than that they are friends of friends, or even further removed. Without the personal knowledge of a person, many are quite happy to expand on a story, to verbally or physically attack the subject in a detached, impersonal manner which, because they are not connected to the subject of their attacks and because real life is totally different to life in a real world, they cannot appreciate the effects of.

Defamation of character on social networking sites is a growing problem. Propounded by the ability to create an anonymous or virtually untraceable character, by the belief of some that whatever is published must either be true to the facts or it wouldn't be published, by the inexperience of many of those subjected to the attack and by the willingness of others to join in, it will remain a problem for the future. It will remain as much an Internet problem as a social problem which can only be reduced by careful education of Internet users, by the realization that people they are addressing, those they are attacking, are real people and not a made-up creation which disappears when the social networking site is left, when the computer is switched off. But the education of those using the Internet will fall on deaf ears; there will always be people whose sole purpose in life is to wreck the lives of others, either for the personal buzz they feel or as some form of revenge. Rather, the education on how to deal with defamation of character on the Internet, as much as personal attacks in real life, should be part and parcel of every computer course from the earliest stages onwards. Once it is clear that the person taking the brunt of an attack is capable of weathering the storm, knows how to counter any defamation calmly and effectively, the attack loses all purpose and the attacker, lacking the buzz of success, will be forced to give up and move on.

Defamation of Character on Social Networking Sites
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Viktoria Michaelis is an American student (born July 1992) currently resident in Germany studying Business Studies and Economics at Bremen University. She has had fictional works published in several anthologies and regularly writes in her personal Blog. Her collected articles are available to read at Viktoria Michaelis on a wide range of subjects from Beauty and Health, Politics and Copyright through to Women's Issues and Adult subjects.

Saturday, February 9, 2013

Social Networking Websites - 10 Best Social Networking Websites

What is social networking? It is made up of a group of individuals which are connected by common interest, friendship, knowledge and etc. Social networking website is a web-based platform that provides internet users to join or form an online community.

What so great about it? It is changing how people communicate with other people, such as family, friends and everyone else online. It also change the way people make money online as well. You can target customers in social networking site such as friends, family members, friends of your friends and even new customers on the following top ten best social networking websites:

Facebook - This is the leader among the social networking sites. It is a general social networking site. There are more than 600 million of people using Facebook and if you are new to social networking thing, Facebook is the place to be. MySpace - This is another popular site. It provides highly personalized experience around entertainment and connecting people to drives social interaction. YouTube - YouTube is a website that allows you to discover, watch and a channel of self-uploaded originally created videos that you can share with others. This is a great way to build relationships through viral video marketing as well. LinkedIn - This is a website that allows you to network with professionals in your industry and business. This is channel for you to get to know people with similar business interests. Bebo - This is another website which is very popular in UK and Ireland and gaining ground in US as well. Twitter - Twitter offers general social networking and also capitalizes on micro-blogging. It allows you to follow what your friends are doing and also share with people who want to know what you are up to as well. Flickr - Flickr is a photography related networking. It allows photo sharing and commenting with people all over the world. Netlog - This is a European website which includes blog and personal video and a good thing that it is completely advertisement free. Habbo - This is a website which geared towards teenagers. It encourages you to meet new people by mixing gaming and chat rooms. hi5 - This is a website which allows you to connect with, not only your friends, but with all people over the world for free. Variety of features being offered such as chat room, groups and profile customization.

Social Networking Websites - 10 Best Social Networking Websites

There is many other social networking website available. You have to understand the terms of services for each of the above, you can become known around the world and leverage your business and social life out from these social networking websites.

Social Networking Websites - 10 Best Social Networking Websites
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Wednesday, February 6, 2013

Disadvantages of Social Media

We are living in a world filled with the social media craze. From Facebook to Twitter, the world has embraced the new tools that help thousands interact each day no matter where they are. There are so many merits that come with social media and this is undeniable. However, what many forget are the down sides. All good things will have flaws and the following are insights into the disadvantages of social media. Statistics have shown that young people form the bulk of the fan base when it comes to social media outlets. However, those who are in all kinds of businesses are also avid users to further their cause. The following are some of the top cons that business people have to face when they employ the services of different social media.

The first disadvantage to speak about can also be an advantage. I'm talking about the viral potential of the media. In other words, when you have some news or item to share with an audience, it can spread like bushfire all around the world. When this news is negative or in bad taste, the same will happen. This is where the disadvantage comes in. It is hard to undertake damage control when you are dealing with social media and your good name might be soiled within hours.

Another one of the top disadvantages worth a mention is the need for intensive labor. If you intend to build a brand and a name through social media, you must be ready to spend time updating your audience on all the relevant issues. Once you become established, you will tend to have a bigger crowd and it can be difficult to meet the needs of all people increasing you labor greatly. However, to remedy this, you can put in place a networking campaign that is manageable and grow gradually.

Disadvantages of Social Media

Another thing to mention is that you must be ready to connect with your audience at all time. According to experts the law of reciprocity will apply. In other words, you need to give and take. If you have updated helpful information on a network, a person who is interested might respond and it is upon you to reply their queries and satisfy their curiosity. This is the essence of social media and if not done properly, your audience might loose faith in you. There are people who evade this and other disadvantages of social media by establishing themselves are entities that give updates that are promotional in nature. This way, the audience will take and run with what they have.

Finally on the disadvantages, you will be required to stay abreast with all upcoming sites and be ready to make the necessary change. If you are not adaptive, then you might be in trouble because social media in nature will change constantly. You need to keep in touch with all the latest in this industry because this is the sure way to safeguard the interests of your business. Remember, social networking for business gain will help you move to heights you have not been to before. Therefore, know the pitfalls discussed above and steer clear of them if you are to win in this game.

Disadvantages of Social Media
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Emma Wanjiku is an experienced writer who focusses on issues affecting you. Her research is based on all aspects and topics of life. For more tips and information go to http://www.emmalifetips.com

Monday, February 4, 2013

Social Stratification in America

Social stratification in American Society is not clearly defined or determined; nevertheless social scientist has developed a socio -economic stratification of the American society. Americans believe in a three class society: rich, poor and middle class and most Americans consider themselves as middle class. In reality the American society is more diverse and incongruent and there is an extensive difference among people. The basic determinants that make social class are wealth, education, income and occupation. Some sociologists have divided the American society in six distinct categories including: rich or the upper class, upper middle class, lower middle class, lower class and poor and under class.

It is believed that the people who belong to the same social class share the similar social positions, similar ways of thinking and life styles; others oppose this idea and believe that we cannot generalize characteristic of the people to one another. Social class creates a hierarchy and identity for the people of each class.

One of the indications of the social class in America is income in terms of either individual or household and is one of the most important indicators of social class. Those families who have two income earners are in a better position. Per capita income which means the amount of money allocated to each individual member is also anther important determinant in social stratification. It can be said the families who have fewer members are in a better position.

Social Stratification in America

Another indication in social stratification is education which has a relation with the occupation and income. Higher education itself needs money and paying tuition, so it is clear that most of the time the families who are better off can afford a better education for their children: they can pay for better schools and private schools, colleges and universities. As the result there is an interrelation between money and education.

One of the most prominent features of social class is culture: people of the same social class tend to have similar ways of behavior; though this behavior and culture is not some thing fix and changes with social mobility: people who move upward or downward in their social stratification will acquire the behavior of that social group. But there is diversity inside the same social group as well. One of the important terms in American culture and literature is the concept of "Class Ascendancy": based on this concept each successive generation will have a higher standard of living than its predecessors. Another important characteristic of American social class is achieved status rather than described statues; it means that regardless of his or her original statues, one can become rich and successful and climb the social ladder. But in reality this idealistic view can not be completely true: many people of color are still suffering the racial prejudices and as a result they can not have the proper education and a good occupation which is perhaps the most important class component. These people have lower income and the cycle will continue to the later generations. Despite the existing injustice and inequalities, America is considered land of opportunity, the land which its streets are paved with gold. Thought this belief is exaggerated, Americans have improved their economic situation with their hard working and persistence.

Social Stratification in America
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http://en.wikipedia.org/wiki/Social_class

Wednesday, January 30, 2013

Media Liability Insurance - Concerns For Writers, Producers, Bloggers

As an insurance broker I often receive phone calls from individuals and organizations looking for general liability coverage. The variety of these organizations run the gamut, from your basic contractor to the adult model day care. But it is not this gamut that I am concerned about, at least not for this article, it is the individual and/or organizations that calls seeking general liability insurance for a media related company and are unaware that they need a very specific and obscure coverage called media liability insurance or communication liability insurance.

Some of these individuals and organizations include bloggers, web developers, radio show personalities, authors, production companies, publishers and broadcasters of instructional material, television and radio stations, motion picture companies, cable and satellite broadcasters and the advertising industries electronic publishing services as well as any other entities engaged in preparing materials for publication, republication, and electronic publishing services just to name a few.

Many of these individuals and or organizations do not realize that they need media liability coverage and worse off many insurance professionals don't even know that media liability coverage exists or that the coverage is most likely specifically excluded from their general liability.This coverage is typically part of the general liability found in Coverage B, Personal and Advertising Injury Liability, in a standard CGL (Commercial general Liability) policy. Personal and advertising injury relates to liable, slander, defamation of character, as well as copyright, patent & trademark infringement. More often than not, it is only when there is a claim, and too late that the individual/organizations learn that the most important coverage for their operation, is excluded from their policy, Media Liability. In most instances their search begins after being instructed by a vendor or contractor to obtain liability insurance. Nonetheless, there are some industry personnel that know they need the coverage but have a hard time coming across a professional that knows anything about the coverage or where to secure it.

Media Liability Insurance - Concerns For Writers, Producers, Bloggers

In either case, most of these individuals or organizations are at their wits end by the time they find us. Most of which have been told that the insurance they are looking for either doesn't exist or is unavailable from the last dozen or so brokers or agents they have spoken with. There are clear reasons for this frustration and even clearer reasons that their search for media liability insurance leads them to so many dead ends.

For most of us, insurance company familiarity stems from advertisements, including, by and large those for AllState, Geico, Nationwide and Liberty Mutual, none of which offer, at this time, any variety of true media liability insurance. As a result, most people become frustrated and dissuaded. Whereas media liability insurance coverage is a very simple to understand form of insurance, nonetheless, most captive agents do not offer it. For agents and brokers those that deal primarily with home and auto insurance as a staple of their business model, exploring and becoming proficient in such a specific type of product is not germane to their own operations.

By now you are most likely and certainly asking yourself, alright already, what is media coverage? Media Liability Insurance protects you against claims arising to from the display, communication, transmission or purveyance of information in ways that may violate the rights of others. Media Liability Insurance provides very valuable third party coverage against liable, slander, defamation of character, copyright, trademark & patent infringement, personal injury liability, invasion of privacy claims or unfair competition claims that RESULT in financial consequence or personal injury. Examples of these circumstances would include printing a damaging statement about someone, making slanderous remarks about an individual or a company's product, using someone's logo or even the unlicensed use of a cartoon character in an ad or publication, distributing illegally obtained photos of someone, or marketing your product by making damaging false claims about your competitors' products.

According to Citizen Media Project, which is affiliated with Harvard Law School's Berkman center for Internet & Society, US based lawsuits have surged 70% in 2008 from 2006. The cost to hire an attorney and defend these allegations can range from ,000 to at least 0,000 in the event the case goes to trial."Of the 256 lawsuits dating as early as 1994 through April tracked by the New Media Law Resource Center, damages were awarded in 17 cases, totaling .9 million", said Ron Coleman, a trademark lawyer at Goetz Fitzpatrick in New York. (1)

That is an average of almost .6M per judgment, before legal costs. It has been stated in various internet publications that 50% of adults are members of social networking sites like Facebook, MySpace and Twitter. Many times posts on these networking sites are written quickly and done impromptu, many times these posts can be taken out of context and because they are stored indefinitely can leave individuals open to claims well into the future. This brings up another point; adults should make sure that they have personal injury coverage on their homeowner's policy. To add this coverage is minimal and in fact this coverage is needed if you have or plan on getting a personal umbrella liability policy. For an in an individual in a non-media related industry, this coverage provides similar protection, but on a personal level. In a recent case involving an internet blogging youth, the insured's daughter hated math class as well as the teacher. The daughter made several "disparaging" remarks about her teacher online. The teacher successfully sued the parents and was awarded 0,000.

The problem with our litigious society is that many times a claim or lawsuit may not involve an error or omission. For example, a client may not be happy with service or just doesn't want to pay a bill, they can bring a lawsuit or claim alleging an error or omission, but their real objective is to avoid paying for services rendered. In this case and all cases when a lawsuit or claim is filed, the defendant still needs to hire counsel and respond to the claim. In this case Media Liability Insurance typically pays for the cost of defending this type of claim, which in may cases is the bulk of the expense of the cost of the suit.

Today's media liability policies, geared to the needs of growing numbers of firms with communication exposures, are carefully underwritten by a substantial group of insurers.

The following are some famous examples of suits that pertain to this form of insurance:

In 1981 Carol Burnett was awarded .6M (.8M in 2009 Value) after the suing the National Enquirer for describing her alleged public drunkenness. In 2006 Chef Gordon Ramsey sued Associated Newspaper LTD for alleging he 'faked some of his scenes' Associated paid Ramsey 8,000 and an apology.(2)

Media Liability Insurance - Concerns For Writers, Producers, Bloggers
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By Alexis Leondis, The Star-Ledger (Newark, New Jersey), "Blog Insurance Rises in the wake of Lawsuits", 10/04/2009, (10/28/2009)USA Today, [http://www.usatoday.com/life/people/2006-06-20-ramsay_x.htm], (06/21/2006)

Castle Rock Agency Currently Offers Media Liability Insurance in CA, CT, FL, MA, NJ, NY and PA.

Castle Rock Insurance Agency NY

212-360-2334

Castle Rock Agency

853 Broadway 1602

New York NY 10003

212-360-2334